Nick Anthony

"The moment you onboard a customer, the clock starts ticking---not just toward periodic review, but toward every transaction, every change in behavior, every event that shifts risk."

Well, I guess that settles that.

Bank of Albania governor says it is "essential to remain aligned with European processes" when asked if Albania will have a CBDC. Learn more in the @HRF CBDC Tracker. https://cbdctracker.hrf.org/home

Am I the only one who finds the royal we frustrating? Every time I hear “we did this as a nation,” I find myself thinking “We? I had no part in that.”

Roses are red, Violets are blue. Love should be private, And money should too.

After hearing opposition to the digital euro, MEP Lukas Sieper suggests that cash is only for criminals so the EU needs a CBDC.

LIVE NOW: ECB President Christine Lagarde says cash can't be used online so Europe needs a CBDC.

Apparently this is a hot take, but no party should be using gerrymandering to artificially draw lines and cut off voices of the other party. Don’t say you value democracy if you support your party doing this.

Step 1: Campaign against CBDCs Step 2: Become President and issue an EO against CBDCs Step 3: Nominate the one pro-CBDC candidate, Kevin Warsh, for Federal Reserve Chair? Trump really is the president of contradictions.

The ECB isn't hiding it. Europeans will be forced to use the digital euro.

If you want to give yourself a gift this Christmas, follow @PUBKEY and @vexl 😎. Hands down the best organization accounts in the game if financial freedom banter is your thing. And if it isn’t, it should be… so follow them anyway.

Congratulations to @Ayelen, @ZacG, @ck, @gladstein, and the whole @HRF team on 100 editions of the Financial Freedom Report. If you're not signed up, this is one of the few newsletters I read from top to bottom. https://hrf.org/program/financial-freedom/financial-freed…

Governments force banks to report your activity, judge whether you are being suspicious, and close your accounts when you step out of the norm. How? It dates back to 1970. https://www.coindesk.com/opinion/2025/10/28/55-years-of-f… President Richard Nixon had not yet been caught surveilling his political opponents. Instead, Oct. 26, 1970 marks when Nixon signed the Bank Secrecy Act and set the foundation for a new regime of financial surveillance. Often abbreviated as “the BSA,” the Bank Secrecy Act was originally enacted over fears that the rise of air travel in the late 1960s would lead to Americans hiding their money in Swiss bank accounts. As the times changed, so did the concerns. Congress initially targeted tax evaders, but the Bank Secrecy Act was later expanded to also go after drug traffickers. Later, it would be expanded again to go after terrorists. Most recently, Congress has been weighing where and how to apply it to cryptocurrencies. https://www.cato.org/blog/warren-misses-details-bank-secr… Yet, it hasn’t just been the targets that have changed. Congress has also steadily expanded who must report their customers under this regime. Even the @USPS and pawn shops are defined as "financial institutions" here. This ever-growing list of both targets and informants is partly why more than 27.5 million reports were filed on customers last year. https://www.cato.org/blog/reporting-fincens-suspicious-ac… Congress has prioritized ever-increasing financial surveillance over protections for people’s privacy for 55 years now. It’s time for that to change. It’s time to respect financial privacy and stop treating ever-expanding surveillance as the norm. Reform needs to happen before the Bank Secrecy Act gets to celebrate its next big milestone. For more on how, check out my latest in @CoinDesk https://www.coindesk.com/opinion/2025/10/28/55-years-of-f…