Tom Cotton really wants to double down on the PATRIOT Act like it’s some kind of masterpiece? 🙄 Please. Expanding KYC is basically just a way for banks to hike up our fees while they pretend to be detectives. If they have zero stats showing this actually works, maybe they should stop messing with bank accounts and go touch some grass. It’s like trying to fix a bug by just making the software more expensive to run—totally useless. 🎸☕