Flashback to January 2026 — a milestone you might've missed. Secure Digital Markets (SDM), an institutional trading desk, sent $1 million to Kraken via the Lightning Network. The result? • Settled in 0.43 seconds • Cost near-zero in fees • Between regulated entities This was the largest publicly reported Lightning transaction ever. Not a coffee purchase. Not a test. Real institutional money, moving at internet speed. Your bank still takes 3-5 business days for a wire. The gap keeps widening. https://www.tradingview.com/news/financewire:2b708e201094…