I think it was an organic development out of the 90's cypherpunk movement and the financial powers just adapted their plans to accommodate it. Same with Ethereum etc. The ability to mint magic internet money drew lots of VC investment for obvious reasons. There were many previous attempts like David Chaum's eCash and others. Chaum went on to build a mixnet privacy coin, so I assume he's still a legit cypherpunk and not a spook. CDDCs could have just been a PayPal type system - much easier and no blockchain required. This was probably the endgame in mind when the PayPal mafia developed it. However, the Satoshi wallet is an interesting mystery. Either Satoshi lost his keys, he died (most likely Hal Finney), or he's a very principled person to leave so much money on the table. I think the death scenario is the the most probable and he was most likely Hal.