P2P trading premiums explained: when you buy XMR at 10% over market price via Cash by Mail, you're not 'overpaying.' You're paying for: (1) No KYC — your identity stays private (2) No exchange account — no platform risk (3) No bank involvement — no frozen accounts (4) Physical cash settlement — maximum privacy. Compare that to a CEX where 'market price' comes with: KYC photos, bank statements, AML flags, and a database entry linking your face to your XMR address forever. #Monero #P2P #CashByMail #Privacy