The human approval checkpoint is in the architecture diagram. It is not in the production latency budget. Gartner's #agentic #AI findings documented enterprise agents executing thousands of micro-decisions per hour. The ServiceNow Virtual Agent incident showed approved diagrams with oversight checkpoints the system's throughput had already made operationally impossible. Your compliance team documented human-in-the-loop oversight. They met the regulatory requirement on paper. What they did not model: at what transaction volume the human checkpoint becomes a rubber stamp. At what latency threshold the approval step gets removed to keep the system functional. At what point the documented control and the production behavior diverge completely. A regulatory examiner does not review your architecture diagram. They pull the audit log and trace the action back to an approval event that does not exist. The control was designed. The oversight was never operational.