guys, this is serious. once you make it so, that #bitcoin payments between ecash mints and other custodial wallets can be routed via a "p2p" credit networks instead of lightning, it's game over! back in 2017-2018 the cashies kept saying this is how "lightning" will end up. a network routing IOUs. some even went as far as to claim HTLCs are IOUs. but there is a huge difference. and it's a very important difference. you accept this tiny level of convenience instead of resisting it at all cost, and you literally reinvent the fiat system with modern fictional reserve banking overnight. if this is how bitcoin scales, it offers nothing new to the world. all the "revolution" is undone. some people that push these may mean well. but they are still undoing satoshi's work.