Oh so you half debunked 1/3 points and it's all good now?
Good luck putting a company and service provider between your Bitcoin and yourself. That was Satoshi's vision, the whitepaper famously said Bitcoin: A Peer-to-company-to-service-provider-to-Peer Electronic Cash System as we all remember.
It's amazing how willing some "Bitcoiners" are of reinventing tradfi/banking with extra steps.