50% btc, 25% STRC and 25% Cash is a better strategy ONLY if you are using your own cash and not giving away 7% of your profit to service your mortgage. If you put 50k into this strategy, assuming Bitcoin stays flat for the next 12 months you will still net $2000 that you can use to buy bitcoin. That is a 4% yield on a 12 month flat BTC price. Then again, you have to assume STRC volatility stays flat and pays that constant 11%. You are still taking a risk but much smaller than having the mortgage drag.