If AML regulations have less than a 0.1% impact on criminal finances, how do 99.9% of the criminals either a) avoid performing KYC or b) avoid getting caught after they have undergone KYC (despite 4.6 million suspicious activity reports)? How are 99.9% either getting around KYC or avoiding getting caught after completing KYC? Illegal or not, how they are so successful at avoiding fiat KYC or its implications? Their methods should become general knowledge. In bitcoin, KYC countermeasures like P2P, CoinJoin, PayJoin, Stonewall, Lightning, and more are well known BTC countermeasures. What are the most successful fiat countermeasures the 99.9% are doing?